Male breast reduction surgery usually isn’t covered by insurance, no matter how you try to get the insurance company to look at it.
They see plastic surgery as a purely cosmetic (appearance-based) procedure, without realizing how beneficial some surgeries can be to self-esteem and mental wellness.
Gynecomastia is an embarrassing issue that affects a growing number of men and teens in the United States.
This condition can have crippling psychological repercussions, with many sufferers avoiding social or intimate situations due to embarrassment about their enlarged breast tissue.
Gynecomastia surgery is an effective method for improving chest contour and getting rid of the female-like breasts that occur. However, most patients worry about paying for their surgery. Since insurance likely won’t cover this kind of treatment, is it worth the cost?
The Only Reliable Treatment
Unfortunately, male breast reduction surgery is the only effective treatment for enlarged male breasts, making the expense of the procedure worth it to a great number of men. The procedure involves the removal of excess fat in the chest area with laser liposuction and the excision of breast gland tissue to reduce the overall size of the breasts.
Is it Covered?
The question of whether or not gynecomastia surgery is covered by insurance can be very tricky. The short answer is: in very few, rare occasions. It all depends on the insurance company and the severity of the breast enlargement (size of the breasts and whether they sag severely).
Speaking with your doctor about your options is a great way to start. Calling your insurance company is the next step. Get your condition documented by your doctor including blood test results (for hormonal imbalance), mental anguish (therapist’s recommendation), and physical discomfort (sagging, chafing, nipples rubbing on clothing).
Know Your Policy
Insurance policies vary widely, even within companies. If you are planning to pursue coverage for gynecomastia treatment, be very sure you understand what your policy does and does not cover. You don’t want to be stuck with an unexpected bill after your procedure.
Other Affordable Solutions
Even if your insurance doesn’t cover gynecomastia surgery, it doesn’t mean you’re out of luck. Financing is available for most patients (with a quick credit check), so you don’t need to have all of the money upfront for the procedure. If you’re planning to take this route, however, be sure you are equipped to take on the responsibility of repayment and understand the financing and interest rate terms fully.
Talk to an Expert Gynecomastia Surgeon in NY
Whether you think male breast reduction will be covered by insurance or you’re planning to pay for your procedure yourself, you’ll need to seek out the help of an expert gynecomastia surgeon.
Our New York-based specialists have helped a number of teens and men reach their goals with male breast reduction at our accredited facilities in Commack, Long Island. We also have a second location (appointments only) in Manhattan, NYC. To schedule your free consultation, call us today at (212) 206-0023 or (631) 499-1831.