For most plastic surgery procedures, you can pretty much forget about financial help from your insurance company. But what about procedures to reconstruct or to prevent severe psychological repercussions? For many patients and insurance companies, the question of whether gynecomastia treatment should be covered under insurance is a sensitive and complicated issue.
Man Denied Coverage
Shah Khan, a 26-year-old man living in Dubai, was recently refused gynecomastia treatment coverage from his insurance company multiple times, despite arguments from his doctor that the treatment was medically necessary.
His doctor’s concern over Khan’s enlarged breasts (which exhibited tenderness and discharge) prompted a recommendation of surgical treatment and further testing. As with nearly all gynecomastia sufferers, Khan also experiences severe embarrassment over his condition, which affects his work, social, and home life.
Gynecomastia can cause severe psychological repercussions, which is not something most insurance companies allow as a valid reason for covering “cosmetic surgery”. Unfortunately, Khan could not afford the surgery without help from insurance.
Breast Reconstruction Parallels
Most insurance companies provide coverage for breast reconstruction in breast cancer survivors. This breast surgery coverage does not typically extend to men with gynecomastia, as the condition is typically not associated with cancer.
However, according to Dr. Zahrah Rafaei, a plastic surgeon specializing in breast reconstruction, the low breast cancer rate should not affect gynecomastia coverage:
“Even though breast cancer in men represents less than one percent of all breast cancer cases, enlarged breast tissue is a concern. Breasts in men can get enlarged due to medication, hormone imbalance, heavy alcohol consumption and/or weight gain.”
Affording Gynecomastia Surgery
Plastic surgery can be an expensive endeavor, and with insurance companies so reluctant to cover a procedure such as gynecomastia surgery or male breast liposuction, patients sometimes may feel like they are unable to afford the cost of treatment.
Fortunately, most plastic surgery offices, including Advanced Cosmetic Surgery of New York, have financing options which can allow patients to undergo gynecomastia surgery at a cost they can afford with low monthly payments and low or no interest for an extended period of time.
The next step is scheduling a consultation with a male breast reduction specialist, such as one of our New York gynecomastia experts.
Our doctors offer gynecomastia surgery in Long Island and have an excellent track record of impressive outcomes and top safety records. Call us today in NYC or Commack to set up your complimentary consultation and to apply for plastic surgery financing.